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Reduce your Home Electricity Bill

A lot of people don’t know that there are many electricity bill aid programs available for low income residents in their respective states.  For example, the state of California offers Low-Income...

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Cut Grocery Spending Costs and Saving Big

Grocery spending can be one of the biggest financial burder on a family. An average family of four spends approximately $6,280 annually on groceries. This translates to a whopping $121 a week.  Even...

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10 Great Ideas for a Rainy Day Fund

Even when the economy is steady, having a 6 months rainy day savings can go a long way in securing a stable future for your family. Nowadays, the government recommends a family has enough to live on...

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Free Excel Spreadsheets for Budgeting your Finances

A collection of great finance spreadsheets for Excel from around the Internet. For business and personal uses, including debt reduction, retirement, financial planning and more.Free Excel Spreadsheets...

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